HomeBy health condition
Burial insurance by health condition
What a given diagnosis usually means for your application, what underwriters ask about it, and where it still leaves you able to buy.
Burial insurance after cancer
The date treatment ended, not the date of diagnosis, is what decides a cancer application.
Burial insurance after a stroke
A stroke is a dated event, so time genuinely reopens the market.
Burial insurance on dialysis
Active dialysis is close to a universal knockout, so guaranteed issue is the honest answer.
Burial insurance on oxygen
Home oxygen is one of the most reliable knockout questions in burial insurance, and it is often asked with no time limit.
Burial insurance with COPD
Mild, stable COPD without oxygen is written at level benefit by several companies.
Burial insurance with dementia
A dementia diagnosis is a knockout question on almost every level benefit application, with no time limit.
Burial insurance with diabetes
Diabetes rarely stops anyone getting a level benefit burial policy that pays in full from day one.
Burial insurance with heart disease
Heart disease covers everything from treated blood pressure to congestive heart failure, and the market treats those two nothing alike.
Burial insurance with HIV
Fully underwritten life insurance has opened up considerably for well managed HIV.
What disqualifies you from burial insurance
Nothing disqualifies anyone from life insurance entirely, because guaranteed issue exists.