HomeFuneral costs by stateCaliforniaSan Francisco
How much does a funeral cost in San Francisco, CA?
A traditional burial with a service in the San Francisco metro area averages $9,060 at the funeral home. Once the cemetery has billed, families typically pay closer to $18,260, which is about 10% above the California figure of $16,580. The metro takes in Oakland and Fremont as well as San Francisco.
What San Francisco funeral homes actually charge
Everything below this section is modelled from national survey data. This section is not. These are 11 funeral homes trading across 3 towns in the San Francisco area with a direct cremation price we hold. The middle one charges $2,495. McNary, Williams, Jackson Mortuary in Oakland is recorded at $1,295, St. Mary Cemetery & Funeral Center in Oakland from $4,320, which is 3.3 times the price for the same service inside one metropolitan area.
Of the 11, 3 sit between $1,000 and $1,999, 5 between $2,000 and $2,999, and 3 ask $3,000 or more. 9 of them publishes a basic services fee as well, the charge you cannot decline whatever else you turn down. Ring three at random rather than one and you would expect to pay $750 less than the $2,642 average.
| Funeral home | Where | Direct cremation | Basic services fee |
|---|---|---|---|
| McNary, Williams, Jackson Mortuary Website | Oakland, CA | $1,295 | $1,200 |
| Fremont Chapel of the Roses Website | Fremont, CA | $1,900 | |
| Fremont Memorial Chapel Website | Fremont, CA | $1,900 | |
| Nautilus Society Website | Oakland, CA | $2,095 | $795 |
| Chapel of the Chimes, Oakland Website | Oakland, CA | from $2,475 | $2,925 |
| Thompson's Funeral Home Website | Oakland, CA | from $2,495 | $2,295 |
| Thompson's Bayview Mortuary Website | San Francisco, CA | from $2,495 | $2,295 |
| Grant Miller-John Cox Mortuary Website | Oakland, CA | from $2,500 | $2,895 |
| Sullivan's & Duggan's Serra Funeral Services Website | San Francisco, CA | from $3,270 | $2,390 |
| Holy Sepulchre Cemetery & Funeral Center Website | Oakland, CA | from $4,320 | $3,095 |
| St. Mary Cemetery & Funeral Center Website | Oakland, CA | from $4,320 | $3,095 |
| Baker-Atkins Mortuary | Oakland, CA | ||
| Berge-Pappas-Smith Chapel of Angels Website | Fremont, CA | Their prices | Their prices |
| Brown, Albert, Mortuary Website | Oakland, CA | Their prices | Their prices |
| Bryant Mortuary | San Francisco, CA | ||
| C.P. Bannon Mortuary, Inc. | Oakland, CA | ||
| College Chapel Mortuary Website | San Francisco, CA | Their prices | Their prices |
| Colonial Chapel Website | Oakland, CA | Their prices | Their prices |
| Driscoll's Valencia St. Serra Website | San Francisco, CA | Their prices | Their prices |
| Earth Funeral Website | San Francisco, CA | ||
| Fouche's Hudson Funeral Home Website | Oakland, CA | from $2,490 plus crematory fee | $2,595 |
| Green Street Mortuary | San Francisco, CA | ||
| Halsted N. GrayCarew & English Funeral Home | San Francisco, CA | ||
| Holy Angels/Cooper Mortuary Website | Oakland, CA | Their prices | Their prices |
| Lewis & Ribbs Mortuary Website | San Francisco, CA | Their prices | Their prices |
| Lifemark Service Center | San Francisco, CA | ||
| Lima Family Milpitas-Fremont Mortuary | Fremont, CA | ||
| McAvoy O'Hara Funeral Home Website | San Francisco, CA | Their prices | Their prices |
| Neptune Society of Northern California - Oakland Website | Oakland, CA | Their prices | Their prices |
| Pacific Interment Service Website | San Francisco, CA | Their prices | Their prices |
| Piedmont Funeral Services, Inc. Website | Oakland, CA | Their prices | Their prices |
| Sacred Space Memorial Website | Oakland, CA | Their prices | Their prices |
| San Francisco Columbarium & Funeral Home Website | San Francisco, CA | Their prices | Their prices |
| Sinai Memorial Chapel - Chevra Kadisha Website | San Francisco, CA | from $2,100 plus crematory fee | $2,950 |
| Smart CremationOakland Regional Office Website | Oakland, CA | Their prices | |
| Trident Society - Fremont Website | Fremont, CA | Their prices | Their prices |
| Valente, Marini, Perata & Company Website | San Francisco, CA | Their prices | Their prices |
| WFG Fuller Funerals | Oakland, CA | ||
| Whitted-Atkins Funeral Home | Oakland, CA |
Published January 1, 2026 by the home's own published price list. Prices for other homes on this list carry their own dates, shown on each home's page. They are the figures we hold rather than quotes, several are years old, and no funeral home is bound by them. Where a row says Their prices, the only figure we hold comes from a directory we could not check against the home's own list, so the link goes to the home instead.
Estimated burial with a service in San Francisco
- Funeral home services, viewing and ceremony$6,350
- Casket, standard$2,710
- Cemetery plot$3,900
- Opening and closing the grave$1,290
- Burial vault or grave liner$1,840
- Headstone or marker$2,170
Most families have no plan for this
A burial insurance policy is written to cover exactly this amount. It pays out in days rather than months, and for most people over 50 there is no medical exam, only health questions.
The calculator is set to San Francisco. The funeral home lines are scaled by what San Francisco homes charge against the California median, a factor of 1.10, and the plot by local land prices.
What makes up the $18,260 in San Francisco
| Item | Billed by | San Francisco | California |
|---|---|---|---|
| Funeral service with viewing | Funeral home | $6,350 | $5,750 |
| Casket, standard steel | Funeral home | $2,710 | $2,650 |
| Cemetery plot | Cemetery | $3,900 | $3,090 |
| Opening and closing the grave | Cemetery | $1,290 | $1,170 |
| Burial vault or grave liner | Cemetery | $1,840 | $1,800 |
| Headstone or marker | Monument dealer | $2,170 | $2,120 |
| Total | $18,260 | $16,580 |
Basic services fees published by San Francisco homes, set against those across California, give the funeral home lines a factor of 1.10, that ratio pulled toward the state by how many homes stand behind it. The plot is the exception, scaled by land prices, San Francisco at 194.7 against 154.3 for California (2024 BEA parities). The full working is on the California page.
Why we stopped using a cost of living index for any of this.
Funeral homes in the San Francisco area
The Census counts 131 death care establishments in the San Francisco metro, meaning funeral homes, crematories and cemeteries, employing about 1,495 people (2023 County Business Patterns). We hold a direct cremation price for 11 of them, and the spread between the cheapest and the dearest is $3,025. That is 3.3 times the price for the same service, inside one metropolitan area, which is a larger difference than the one between San Francisco and California as a whole.
Cremation in San Francisco
Cremation with a service models out at $6,910 here, about $2,150 less than a burial at the funeral home because there is no casket, plot, vault or headstone to buy. Strip the service out and the San Francisco homes themselves put the middle direct cremation at $2,495, 11 of them measured, which puts roughly $4,415 on the ceremony, the viewing and the staff time around it. For a family choosing on price alone that gap is the whole decision, and it is a bigger number than anything the metro comparison above turns on.
Your rights when you ring a San Francisco funeral home
All 11 of the homes listed above owe you the same thing on the telephone, without being told who you are. McNary, Williams, Jackson Mortuary at $1,295 and St. Mary Cemetery & Funeral Center from $4,320 are the two ends of it. Working down from the $2,495 in the middle of that list is worth $1,200 before anyone has driven anywhere. What the law requires of California funeral homes sets out the rest.
Covering $18,260 in San Francisco
$18,260 is the number a policy here would be written for, and it is $1,680 more than the California average, which is the sort of thing people get wrong when they pick a round figure. It pays out in days rather than weeks, and for most people over 50 there is no medical exam.
(786) 818-0383Talk to one of our licensed agentsCommon questions
How much does a funeral cost in San Francisco?
About $18,260 for a burial with a viewing once the cemetery has billed, of which $9,060 goes to the funeral home and $9,200 to the cemetery and the monument dealer. The funeral home half is the Pacific survey median moved by what San Francisco homes actually publish, and the cemetery half by local land prices. They are estimates, not quotes.
Is a funeral more expensive in San Francisco than the rest of California?
Yes, by about 10%, $18,260 against $16,580, and it is mostly the land under the plot rather than the funeral home. Inside the metro the same direct cremation runs from $1,295 to $4,320, a wider gap than the one between San Francisco and California.
How much does cremation cost in San Francisco?
The middle of the 11 San Francisco area homes we hold a price for charges $2,495 for a direct cremation, from $1,295 at McNary, Williams, Jackson Mortuary up to $4,320 at St. Mary Cemetery & Funeral Center. Add a service and the model puts it near $6,910. Every price here is one we hold rather than a quote, several are years old, and each carries its own date on that home's page.
Which funeral home is cheapest in San Francisco?
McNary, Williams, Jackson Mortuary in Oakland, at $1,295. St. Mary Cemetery & Funeral Center is $3,025 higher for the same service. Prices move and several of ours are years old, so treat the list as where to start ringing, worth about $750 on three calls, not as the answer.
Does every San Francisco funeral home charge a basic services fee?
Yes, all of them, and in San Francisco the published ones run $795 to $3,095 with $2,595 in the middle, across the 11 we hold. It is the charge you cannot decline whatever else you turn down, so it sets the floor under everything else on this page, and McNary, Williams, Jackson Mortuary, cheapest here on cremation at $1,295, asks $1,200 for it.
Other metro areas in California
- Los Angeles$16,700
- San Diego$16,410
- Sacramento$16,040